estacao | Published 05/06/2026 Updated 05/06/2026

How to apply for the Scotiabank Passport Visa Infinite + Card

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If you’re looking for a premium travel rewards credit card in Canada, the Scotiabank Passport Visa Infinite Card stands out as an excellent choice. This card offers fantastic benefits for frequent travelers, including no foreign transaction fees, airport lounge access, and comprehensive travel insurance coverage. Ready to apply? This guide will walk you through every step of the application process, whether you prefer applying online, through the mobile app, or via referral.

Basic Requirements (Who Can Apply?)

Before you start your application for the Scotiabank Passport Visa Infinite Card, it’s important to understand the basic eligibility criteria. This premium card has specific requirements that applicants must meet:

  • You must be the age of majority in your province or territory
  • You need to be a Canadian resident with a valid Canadian address
  • A minimum personal annual income of $60,000, or household income of $100,000
  • A good to excellent credit score is typically required

Keep in mind that Scotiabank will conduct a comprehensive credit analysis as part of the approval process. They’ll review your credit history, current debts, payment patterns, and overall financial health to determine your eligibility.

How to Apply Through the Website (Step by Step)

Applying for the Scotiabank Passport Visa Infinite Card online is straightforward and convenient. Here’s how to complete your application through the Scotiabank website:

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  1. Visit the official Scotiabank website at scotiabank.com
  2. Navigate to the “Credit Cards” section from the main menu
  3. Find the Passport Visa Infinite Card and click “Apply Now”
  4. Enter your Social Insurance Number (SIN) when prompted
  5. Fill in your complete legal name as it appears on government-issued ID
  6. Provide your email address for communication purposes
  7. Review and accept the privacy policies and terms of service
  8. Complete the remaining financial information sections
  9. Submit your application for review

The online application typically takes about 10-15 minutes to complete. Make sure you have all necessary information on hand before starting.

How to Apply Through the Mobile App (Step by Step)

The Scotiabank mobile app offers a convenient way to apply for the Passport Visa Infinite Card right from your smartphone. Here’s the process:

Download the App

First, download the Scotiabank Mobile Banking App from the Google Play Store (Android) or Apple App Store (iOS). The app is free and compatible with most modern devices.

Application Steps

  1. Open the Scotiabank app and log in (or create an account if you’re new)
  2. Navigate to the “Products” or “Credit Cards” section
  3. Select the Passport Visa Infinite Card
  4. Tap the “Get Started” or “Apply Now” button
  5. Fill in your personal information, including name, address, and contact details
  6. Enter your employment and income information
  7. Review all details carefully and submit your application

The mobile application process is optimized for smaller screens and often includes helpful prompts to guide you through each section.

How to Apply Through Referral (Invitation)

If you have a friend or family member who’s already a Scotiabank customer, they may be able to send you a referral link for the Passport Visa Infinite Card. This method can sometimes streamline the application process and may come with additional promotional benefits.

When you receive a referral link, simply click on it and follow the guided application process. The link will already contain some pre-filled information and may expedite your approval. Both you and the person who referred you might receive bonus rewards points as a thank you for using the referral program.

Analysis and Approval Process

After submitting your application, Scotiabank will begin their review process. Here’s what to expect:

The typical processing time ranges from a few minutes for instant decisions to 7-10 business days for more complex applications. During this period, Scotiabank may contact you for additional documentation or clarification.

You’ll receive notification of your application status via email to the address you provided. If you applied through the mobile app, you may also receive a push notification. If approved, your new Passport Visa Infinite Card will be mailed to your registered address within 7-10 business days.

Ready to Start Your Application?

The Scotiabank Passport Visa Infinite Card offers exceptional value for travelers with its no foreign transaction fees and premium benefits. Whether you choose to apply online, through the mobile app, or via referral, the process is designed to be simple and user-friendly. Make sure you meet the basic requirements, have your information ready, and choose the application method that works best for you. Don’t wait—start your application today and unlock a world of travel rewards and benefits!

You will be redirected to the bank’s website

Loan approval in Canada is based on an assessment of your financial profile, including your credit score, credit history, income, debt-to-income ratio, and employment stability. Each lender applies its own criteria and risk policies.

Common loan types include personal loans, lines of credit, auto loans, student loans, and secured loans backed by assets such as a vehicle or home. Rates and terms vary by product.

Yes, it may be possible. Some lenders offer loans designed for newcomers, students, or borrowers rebuilding credit. However, interest rates may be higher to reflect increased risk.

Once approved and the agreement is signed, funds are often deposited within 1 to 3 business days. Some online lenders may offer same-day or next-day funding.

Many personal loans in Canada allow early repayment without penalties, especially from online lenders. Always review your loan agreement to confirm any prepayment conditions.

Missing a payment may result in late fees, higher interest costs, and negative impacts on your credit report. If you're experiencing financial difficulty, contact your lender early to discuss possible repayment options.

PERSONAL LOAN

Discover the Tangerine Loan

Need extra funds with competitive rates and no hidden fees? Apply for a Tangerine Personal Loan online and get the money deposited directly into your account.

HOW TO APPLY * You will remain on the current website
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