How to apply TD Aeroplan Visa Infinite Card

The TD Aeroplan Infinite Visa can be applied for online via the official TD website, through the TD mobile app, or at any TD branch. Applicants complete a secure digital application form with personal and financial information. Decisions are often instant, though some applications may require additional review, which can take a few business days.

Eligibility Requirements

• Minimum personal income: CAD $60,000 annually, or household income of CAD $100,000.
• Good to excellent credit history, typically 700+.
• Canadian residency and a valid Canadian address.
• Applicant must meet the age of majority in their province or territory.

Required Documentation

• Government-issued photo identification (driver’s license or passport).
• Proof of income (pay stubs, T4 slips, or notice of assessment).
• Banking information for pre-authorized payments.
• Employment details, including employer name, position, and length of employment.

Mobile App Features

The TD mobile app allows cardholders to manage their accounts conveniently. Users can track real-time transactions, view payment history, set up automatic payments, and receive instant alerts for purchases or suspicious activity. The interface is designed for ease of use, making account monitoring and travel reward tracking seamless.

Card Details and Usage

This section outlines key aspects of the TD Aeroplan Visa Infinite Card, including standard interest rates, annual fees, and available credit limits (subject to approval). The card can be used for both domestic and international purchases, with built-in security features like Zero Liability Protection and contactless payment technology.

Redeeming Aeroplan Points

Aeroplan points can be redeemed with Air Canada and Star Alliance partners. Points are generally more valuable when applied to flight redemptions, particularly for long-haul and premium cabin awards. Users benefit from:

• Flexible routing: Points can be used across multiple airlines within the Star Alliance network.
• Flight redemptions: Points typically offer higher cents-per-point value when applied to premium cabin or long-haul flights.
• No blackout dates on partner redemptions: Availability depends on airline schedules rather than complex award charts.

It is important to note that points are less flexible for hotel bookings or non-partner travel. Redeeming through third-party portals may result in lower overall value.

Pricing & Interest Rates

• Annual fee: CAD $139
• Additional cardholder fee: CAD $75
• Purchase interest rate: 19.99% APR
• Cash advance rate: 22.99% APR

Carrying a balance can result in high interest charges; paying the full balance each month preserves rewards value and avoids finance costs.

FAQ

Q: How long does it take to receive the card?
A: Typically 7–10 business days after approval, though expedited delivery may be available in some regions.

Q: Can Aeroplan points be redeemed for non-flight options?
A: Yes, but the highest value is generally achieved through flight redemptions with Air Canada or Star Alliance partners.

Q: Are there restrictions on companions for the free checked bag?
A: Up to eight travel companions on the same reservation can benefit from the free first checked bag.

Q: How does the NEXUS rebate work?
A: Cardholders receive a rebate for the NEXUS application fee, which helps expedite border crossings.

Useful Contacts

• Website: www.td.com
• Phone (Canada): 1-866-222-3456
• TD Mobile App: Available for iOS and Android

Final Thoughts

The analysis highlights that the benefits offered by the Aeroplan card are particularly appealing to frequent travelers seeking to maximize redemption value and enjoy additional travel perks. Features such as higher point value, access to the Star Alliance network, free checked baggage, and reimbursement for the NEXUS program stand out as key advantages.

However, the ideal choice depends on the user’s travel habits and spending profile, weighing whether the benefits justify associated costs such as annual fees and other charges. Overall, the card proves to be a solid option for those who prioritize premium experiences and optimized travel rewards.

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