How to apply RBC Avion Visa Infinite

The RBC Avion Visa Infinite can be requested online through the RBC website, via the RBC mobile app, or in person at an RBC branch. Applicants begin by completing a digital application form that requests basic personal, financial, and employment information.

Once submitted, most applications receive an instant decision. However, in cases where additional verification is required, approval may take several business days. Applicants who are pre-approved through RBC’s online tools may experience a faster process.

Upon approval, the digital card details are often available right away for online purchases, while the physical card is mailed to the applicant’s address within 7–10 business days.

Eligibility Requirements

To qualify for the RBC Avion Visa Infinite, applicants typically need to meet the following criteria:

• Minimum personal income: CAD $60,000 annually, or CAD $100,000 household income.
• Credit score: Generally good to excellent (around 700+).
• Residency status: Canadian residency with a valid Canadian address.
• Age requirement: At least the age of majority in the province or territory of residence.

Approval is subject to credit assessment and financial review conducted by RBC.

Required Documentation

Applicants should have the following documents and information ready to complete the application process efficiently:

• Government-issued photo identification (driver’s license or passport).
• Proof of income (recent pay stubs, T4 slip, or notice of assessment).
• Banking details (if applying for pre-authorized payments).
• Employment information (employer name, position, and duration of employment).

Providing complete and accurate information helps reduce processing delays.

Pricing & Interest Rates

• Annual fee: $120
• Authorized user: $50 (additional)
• Purchase interest rate: 20.99% APR
• Cash advance rate: 22.99% APR

Given the relatively high interest rates, it’s best to pay the balance in full each month to avoid finance charges and maintain the card’s value proposition.

How It Compares — Alternatives to Consider

For readers weighing options, a few cards worth comparing include:

• TD First Class Travel Visa Infinite: Often appeals to those who want flexible points that can also be used broadly for travel while potentially offering different earn rates or partner access.
• American Express Cobalt: Known for strong category bonuses (groceries, dining, travel) and high monthly earning potential—good for everyday spenders who value points accumulation.
• Scotiabank Passport Visa Infinite: Includes complimentary lounge access (Priority Pass) and no foreign transaction fees—helpful for frequent international travelers who want airport lounge access built in.

FAQ — Frequently Asked Questions

1. How many Avion points are needed for a flight?
Avion flights use a fixed points chart based on travel zones, starting at 15,000 points for short-haul flights within Canada and the U.S. and going up for longer distances.

2. Can Avion points be transferred to other loyalty programs?
Yes. Points can be transferred to partners such as British Airways Avios, American Airlines AAdvantage, and WestJet Rewards. Transfer ratios and promotions may vary.

3. Does the card include travel insurance?
Yes. Coverage includes emergency medical insurance, trip cancellation/interruption, flight delay, and baggage protection.

4. Are there any blackout dates for flight bookings?
No. The Avion program allows bookings for any available seat with no blackout restrictions.

5. How long does it take to receive the card after approval?
Typically, 7–10 business days for the physical card, though digital card details may be issued immediately.

Useful Contacts

• Website: www.rbc.com
• Phone (Canada): 1-800-769-2512
• RBC Mobile App: Available for iOS and Android

Final Verdict

The RBC Avion Visa Infinite is a well-rounded travel card that delivers flexible flight redemptions, useful travel insurance, and perks for RBC customers and Petro‑Canada users. It shines for travellers who want predictable redemptions and the stability of a fixed points chart with no blackout dates. That said, it’s not perfect: the $120 annual fee, modest base earn rate and lack of complimentary lounge access make it less compelling for people who chase maximum points per category or who expect lounge benefits from a premium card.

Overall, for many Canadian travellers—especially those already banking with RBC or who value the Petro‑Canada tie-in—the Avion Visa Infinite represents a strong balance of value, convenience and flexibility. For others who prioritize category bonuses, lounge access, or broader transfer options, alternatives such as the TD First Class Travel Visa Infinite, American Express Cobalt, or Scotiabank Passport Visa Infinite may be better matches.

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