WestJet RBC Mastercard

The WestJet RBC Mastercard is designed for travelers who want to get direct value from flying with WestJet. Its main advantage lies in practical travel perks, such as earning WestJet dollars on purchases, an annual companion voucher, and a free first checked bag for the cardholder and guests on the same booking.

Key Benefits of the WestJet RBC Mastercard

• 1. Earn WestJet dollars on purchases
  • 1.5 WestJet dollars per dollar spent on WestJet flights and vacation packages.
  • 1 WestJet dollar per dollar spent on all other purchases.
  • WestJet dollars can be redeemed toward the base fare of WestJet flights and vacation packages.
• 2. Annual companion voucher
  • Allows the primary cardholder to bring a companion on a round-trip flight within Canada or to the continental U.S. with a base fare starting at $199 plus taxes and fees.
  • This benefit can generate meaningful savings for travelers who fly with a partner or family member at least once per year.
• 3. Free first checked bag
  • The primary cardholder receives a free first checked bag.
  • This benefit extends to up to eight guests on the same reservation, which can lead to significant savings for families or group travel.
• 4. Petro-Canada fuel perks
  • 3 cents per liter off fuel at Petro-Canada stations.
  • 20% bonus PetroPoints when the card is linked to a PetroPoints account.
• 5. Low annual fee
  • $39 annual fee, which is relatively modest and can easily be offset through the companion voucher or baggage savings.
• 6. Basic insurance coverage
  • Travel accident insurance.
  • Auto rental collision and loss damage insurance.
  • Extended warranty.
  • Purchase protection.

The companion voucher

One of the most valuable benefits is the annual round-trip companion voucher. It allows the primary cardholder to bring a companion on a round-trip flight within Canada or to the continental US with a base fare starting at $199 plus taxes and fees.

Important limitations:

• The voucher only applies to flights marketed and operated by WestJet.
• Certain fare classes may be excluded, so flexibility and timing matter.
• Taxes, fees, and ancillary charges are not covered by the voucher.

For travelers who fly WestJet at least once a year with a partner or family member, the voucher can produce substantial savings and effectively offset the annual fee.

Free checked bag benefit

The primary cardholder gets the first checked bag free, and this benefit extends to up to eight guests on the same reservation. Given how quickly baggage fees add up, this perk is especially valuable for families or group travel.

Pros and cons

Pros

• Valuable companion voucher for domestic and continental US travel.
• Free first checked bag for the cardholder and up to eight guests on the same reservation.
• Simple rewards tied directly to WestJet travel and bookings.
• Small annual fee that is easy to justify for frequent WestJet users.
• Petro‑Canada fuel discounts and bonus PetroPoints for drivers who use that network.

Cons

• Low earn rate on everyday, non-WestJet spending compared with other travel rewards cards.
• Redemption limited to base fares, excluding taxes and fees.
• Insurance coverage is useful but not as comprehensive as premium cards.
• Voucher and fare class restrictions can reduce flexibility during busy periods.

Who should consider this card

• Frequent WestJet flyers who value an annual companion voucher and free checked baggage for a group.
• Families and group travelers who will use the checked-bag benefit often.
• Drivers who regularly use Petro‑Canada and will benefit from small fuel savings and bonus PetroPoints.

Who This Card Is Not For

This card may be less appealing for:

• People who rarely fly with WestJet.
• Travelers who want a general-purpose travel card with rewards usable across multiple airlines or travel categories.
• Users looking for higher earn rates on everyday spending, such as groceries, gas, or dining.
• Cardholders who want more comprehensive travel insurance, typically found on premium travel cards.

Conclusion

The WestJet RBC Mastercard is a fairly specialized card, but it can deliver clear and practical value for the right type of traveler. The annual companion voucher, free checked bag for multiple passengers, and straightforward WestJet dollar rewards can quickly translate into real savings for frequent WestJet flyers.

However, its value is more limited for people who do not regularly fly with WestJet or who prefer broader rewards on everyday spending. Before choosing this card, it’s important to consider how often you travel with the airline and whether its benefits align with your typical spending and travel patterns.

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